When is Open Enrollment for 2023? AX Health Answers
If you’ve been searching for health insurance recently, you may have heard the term “Open Enrollment” from one of your friends, a family member, or healthcare/health insurance professionals. You may have even seen it floating around various articles on the Internet – like this one.
First-time buyers must understand what open enrollment is for their first health insurance purchase. With open enrollment for 2023 fast approaching, you need to understand what factors to consider before moving forward with health insurance and how health insurance works. For more information on what health insurance is and where you can find it, read our Health Insurance 101 Guide.
If you've bought health insurance before and are looking to change health insurance plans, AX Health Insurance can help you with the enrollment process for 2023. You tell us what you want in your health insurance plan, and we can find it for you, making the process easier for you and ultimately saving you time and money.
Open enrollment: what is it?
Open enrollment is the period of time when people can sign up for a new health insurance plan or make changes to their current plan. Open enrollment typically happens once a year, but there are some cases in which people may be able to enroll outside the typical open enrollment period.
If you miss the open enrollment period for 2023, you may have to wait until the following year before enrolling in a new health insurance plan.
The open enrollment process can look different depending on your current situation and benefit sponsor. Your benefit sponsor may require you to take action every year, or they may only need your input when you must add, change, or eliminate a benefit.
When does open enrollment begin for 2023?
Open enrollment for 2023 begins on November 1, 2022, and ends on December 15, 2022. It is important to note that your coverage will not begin immediately after you enroll – it will take effect in January of 2023.
What do you need to consider before applying for open enrollment for 2023?
There are a few things you need to take into consideration before applying for open enrollment in 2023:
Make sure you have all the required documents
When you're ready to apply for health insurance during open enrollment, you'll need to have some basic information handy, such as your Social Security number and birthdate. You'll also need information about your income and the people who will be covered under your plan.
Assess your current health insurance needs
Are you enrolling in health insurance for the first time? Are you planning to change, cancel, or update your current health insurance plan? You need to consider what you want in a health insurance plan so you go into open enrollment prepared. AX Health Insurance can help you with this part of the process. You tell us what type of plan you would like and we will retrieve it for you, taking all of your needs and budget requirements into consideration.
Choose your plan
After you've compared the plans and prices we provide for you, it's time to choose a plan. Once you've selected a plan, you'll need to enroll in it.
Do you need help preparing for open enrollment?
Open enrollment can be a confusing time, especially if it's your first time enrolling in a health insurance plan. There are a lot of factors to consider, such as what type of plan you need, how much you're willing to pay, and what benefits you're looking for. But don't worry – we're here to help.
AX Health Insurance can guide you through the process and help you find the right health insurance plan for you and your family. If you have any questions about open enrollment or health insurance in general, please contact us. We would be more than happy to answer your questions and help you get the coverage you need.